FICO.
company
- Reports this week
- 1
- Active events
- 1
- Connections
- 186
What's happening
Earlier this month
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FICO Score 10T supports a resilient housing finance system.Some support1 report
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KeyBank is utilizing FICO scores within a specific program.Some support1 report
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Equifax, TransUnion, Experian, and FICO are major credit bureaus, and a professional connection between FICO and Equifax is noted.Well supported6 reports3 developments inside
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FICO excluded mortgage-related revenue from its growth figures.Some support1 report
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FHFA is pushing GSEs toward a multimodel framework, while UWM will use FICO scores and Pulte announced a new pricing matrix for Fannie Mae.Some support2 reports
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TransUnion and Equifax extended VantageScore alongside FICO score and launched new credit file access models aligning with FHA requirements.Some support1 report
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FICO shared survey results with USA TODAY, noting that lenders utilize credit scores from agencies like Equifax.Some support1 report1 development inside
One to three months ago
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FICO provided insights to the magazine Newsweek on October 7, 2026.Some support1 report
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FHFA accepted alternative credit scoring models, including FICO Score 10T, while the Trump administration directed CFPB to cut mortgage cost drivers.Well supported5 reports1 development inside
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FICO, Corona, and Nvidia were mentioned in a recent report.Some support1 report
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GSEs are allowing credit score shopping between FICO and VantageScore, driven by political pressure to take on more risk.Well supported5 reports
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Lenders utilize FICO scores to determine eligibility for loans.Well supported7 reports10 developments inside
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AI models challenged established loan pricing methods involving FICO and Upstart Holdings.Some support1 report
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Leaders from Guild and FICO join a board focused on credit modernization.Some support1 report
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AARP released a report on September 22nd that referenced FICO regarding credit scores and discussed how to check benefits through the Social Security Administration.Some support1 report
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FICO scores are being used by credit card issuers to determine eligibility for balance transfer cards.Some support1 report
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FICO, led by CEO Brian Driscoll, operates pecan orchards in Southern Arizona and holds assets in Continental and San Simon.Some support1 report
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Peter Pellegrini's speech was seen as helping Fico's government.Some support2 reports
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FICO's initiative to include Buy Now Pay Later (BNPL) loans in its credit score calculation is being analyzed by LendingTree.Speculative1 report2 developments inside
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Affirm improves its modeling capabilities by analyzing consumer credit history.Some support2 reports
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FHFA allowed alternative credit scores for Fannie Mae and Freddie Mac, while Bill Pulte criticized FICO's recent price increases.Well supported14 reports2 developments inside
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Truist's national auto finance affiliate filed disclosures regarding a portfolio sale, utilizing FICO scores for risk tiers under regulatory oversight.Some support1 report
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Mastercard, Deloitte, and FICO are discussing open finance trends, with Jess Turner of Mastercard involved in the conversation.Some support1 report
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An industry body based in FICO lobbies regarding economic issues, noting that Ludhiana is part of the affected state economy.Some support2 reports2 developments inside
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Rocket Money and FICO are being discussed in the context of different financial models utilized by various lending institutions.Some support2 reports
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Expert warnings discuss AI content volume, quality, and proficiency in business applications, serving as a case study for explainable AI.Some support1 report
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FICO, representing affected industries, submitted a memorandum to the Minister regarding issues in Punjab.Some support1 report
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Genpact discusses infrastructure impact with FICO.Some support1 report
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Carrington accepts lower FICO scores for non-QM borrowers, a trend observed by Eric Bernstein.Some support1 report
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FICO was present at a leadership conference in Texas on August 25, 2026.Some support1 report
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FICO, Experian, and Equifax collaborated on credit scoring standards and contributed to credit scoring models.Some support1 report
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FICO and Bank of America are conducting a study on the financial habits of Generation Z.Some support2 reports
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Tommy Lee is a senior director at FICO.Some support1 report
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FICO offers governance solutions Gartner warns about.Some support1 report
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JPMorgan Chase, Mayer Brown, Candid, and FICO are discussing financial industry regulation and trends in the context of market services.Some support1 report1 development inside
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Czech National Bank increased its stake in FICO shares.Some support1 report
Gone quiet
No new reports in 90+ days-
MRC rates are now based on the assumption that applicants maintain FICO scores of 620 or higher.Some support4 reports
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Weber reports on higher mortgage score unit prices and market conditions discussed in Lansing.Some support1 report
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FICO information flows through major credit bureaus, and VantageScore 4.0 has been accepted by both Fannie Mae and Freddie Mac.Well supported3 reports2 developments inside
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FICO monitors consumer spending and delinquency rates.Some support2 reports
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Geode Capital Management and Morgan Stanley raised their holdings in FICO shares on July 24, 2026.Some support1 report
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Bank of America and JPMorgan Chase are monitoring consumer resilience and credit performance using FICO scores.Some support1 report
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FICO raised concerns during a meeting chaired by Himanshu Jain on July 21, 2026.Some support1 report
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Minnesota state loan program requires FICO score, leading to criticism from Keith Ellison and involvement in a multi-state lawsuit.Some support1 report
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Gallus provided a granular statistics dashboard involving FICO on July 10, 2026.Some support1 report
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FICO, a company, is based in Bozeman, Montana.Some support1 report
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A bank reopened in Philadelphia after 50 years of closure, coinciding with discussions on credit score modernization in the region.Some support2 reports
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FICO announced partnerships while its removal from indices impacted investor sentiment and its return lagged industry average.Some support2 reports
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Civil subpoena issued regarding suspected anticompetitive practices against FICO in Florida.Some support1 report
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FICO is under investigation regarding potential anticompetitive practices related to credit scores, and the organization has been designated as a terrorist group under state law.Some support1 report
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Cramer discusses how FICO benefits from Trump-era tariffs and how the company is vulnerable to AI.Some support2 reports
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Analyst ratings were maintained or adjusted for several companies, with AI concerns impacting valuations.Some support1 report2 developments inside
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Bank of America decreased price objective on FICO stock.Some support1 report
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A conference involving Kendra Scott and FICO was held in Las Vegas on June 15th.Some support1 report
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Fico spoke in Bratislava about India's economic model, noting its rapid growth and digital transformation offers lessons for the struggling EU.Some support1 report
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An industry delegation voiced concerns to Minister Hardeep Singh Puri regarding gas pipeline connectivity issues in Ludhiana.Some support1 report
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FICO is reported to benefit from the trend of onshoring and tariffs associated with the Trump administration.Some support3 reports
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FICO was reported on Investopedia on June 24, 2025, and Julie May was noted as a Vice President at the company.Speculative2 reports
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FICO integrated its Score Simulator with the MeridianLink platform to enable better loan options for consumers.Speculative1 report
No events began in the chosen period. Widen it, or reset.
What's reaching FICO
Events traced to FICO, step by step, newest first- Fannie Mae's freedom may intensify competition against FICOFannie Mae's potential privatization could intensify competition against FICO's credit scoring modelsPossible
- GSE standards may reduce FICO's market dominanceGSE standards may reduce FICO's market dominanceLikely
- High consumer debt and new legislation may challenge FICO's risk scoring modelsHigh consumer debt and regulatory changes may challenge FICO's risk scoring modelsPossible
- Equifax may challenge FICO with new cash flow data accessEquifax's new cash flow data may challenge FICO's traditional scoring modelsPossible
Around FICO this week
News at the entities that move FICO most-
Minnesota StructuralHastings is promoting tourism to Minnesota residents, utilizing the Rochester area for marketing efforts.Moves FICO
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Bill Pulte OperationalBill Pulte's criticism affects the mortgage sector, leading to the classification of Fidelity National Financial and STC as title/real-estate services.Moves FICO
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Equifax OperationalEquifax conducted a survey regarding the financial status of households in Toronto.Moves FICO
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Rocket Mortgage OperationalRocket Mortgage and Navy Federal Credit Union are listed as mortgage lenders highlighted by ratings.Moves FICO
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Donald Trump OperationalNPR investigated a detention plan implemented by the Trump administration, involving DHS policy officials.Moves FICO
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Fannie Mae OperationalTransUnion is tracking FHA loan delinquency rates, noting that FHA loans are a growing driver of delinquency.Moves FICO
Connections
The 40 strongest of 186, analyzed from the reporting. The bars show how strongly a change on one side reaches the other.-
Julie May Structural
Julie May holds an executive position, including VP and GM of B2B Scores, at FICO.
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Fannie Mae Operational
Fannie Mae is actively competing with FICO by accepting alternative credit scoring models, thereby reducing FICO's historical market monopoly.
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TransUnion Operational
FICO and TransUnion are major credit bureaus that actively compete for market share and influence the financial industry.
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Federal Housing Finance Agency Structural
FHFA formally adopts and regulates the use of FICO's credit scoring models for mortgage underwriting and insurance.
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Bill Pulte Operational
Bill Pulte and associated regulators actively critique FICO's pricing and market dominance, influencing its market structure and stock performance.
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Affirm Operational
FICO is integrating BNPL data into its credit scoring models, directly influencing the market and operational models of BNPL providers like Affirm.
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Equifax Operational
FICO and Equifax are major credit bureaus that actively compete for market share while relying on shared credit data ecosystems.
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Tommy Lee Structural
Tommy Lee serves as a senior director at FICO.
Show all 40 connections
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United Wholesale Mortgage Structural
United Wholesale Mortgage relies on FICO to obtain credit scores for every credit pull.
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Brian Driscoll Structural
Brian Driscoll holds the executive leadership role as CEO of FICO.
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Minnesota Structural
Minnesota's state loan programs mandate the use of FICO scores as a requirement for program participation.
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Navient Structural
Navient utilizes FICO scores as a mechanism to assess borrower risk.
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Bank of America Structural
Bank of America utilizes FICO's credit scoring models to monitor consumer resilience and assess risk, with mutual influence on market perception.
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SEC Structural
FICO is subject to mandatory filing requirements overseen by the SEC for institutional investment disclosures.
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MRC Structural
MRC determines its rates based on specific FICO scores and score thresholds.
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Freddie Mac Operational
FICO and Freddie Mac are engaged in a competitive market dynamic where Freddie Mac is actively reducing its reliance on FICO scores due to regulatory changes and the acceptance of alternative scoring models.
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Rocket Mortgage Operational
Rocket Mortgage is actively challenging FICO's market position by adopting competing credit scoring models that outperform FICO's scores.
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Donald Trump Operational
Donald Trump's policies, including tariffs and legislative actions, are shown to directly influence FICO's market benefits and operational environment.
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Guild Structural
Guild relies on FICO's scoring models for its non-GSE loan operations and engages in high-level coordination regarding credit modernization.
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Continental Structural
FICO owns assets in Continental.
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UWM Holdings Structural
UWM Holdings structurally depends on FICO for access to credit scoring models and scores used in its operations.
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San Simon Structural
FICO maintains ownership of assets within San Simon.
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JPMorgan Chase Structural
JPMorgan Chase utilizes FICO scores to monitor credit performance.
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Goldman Sachs Operational
Goldman Sachs actively engages with FICO management and provides investment ratings on the company.
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Chime Structural
FICO provides credit score tracking services to Chime.
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Carrington Structural
Carrington relies on FICO scores as a criterion when assessing non-QM borrower creditworthiness.
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NOVUS HOME MORTGAGE Structural
NOVUS Home Mortgage operates using the scoring model developed by FICO.
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Klarna Operational
FICO plans to incorporate data generated by BNPL providers like Klarna into its credit scoring models.
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Baird Operational
Baird provides financial analysis and stock rating upgrades that directly influence FICO's market performance.
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James Uthmeier Operational
James Uthmeier is involved in investigating potential anticompetitive practices regarding FICO's credit scores.
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KeyBank Operational
KeyBank utilizes FICO scores and models in its operational programs and risk assessments.
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Stryker Corporation Operational
The companies are noted to be competitors whose valuations are being impacted by broader AI market concerns.
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Better Operational
Better has integrated FICO Score 10T into its product suite, establishing a functional operational partnership.
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LendingTree Operational
LendingTree utilizes FICO data and analyzes FICO's initiatives regarding BNPL usage trends.
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ServiceNow Operational
The companies are viewed as competitors operating within the same IT Services industry market space.
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Credit Karma Operational
The two companies compete in the financial services market, evidenced by their differing credit scoring models.
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Czech National Bank Transactional
Czech National Bank increased its ownership stake in FICO shares.
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Candid Operational
The two companies are observed to be competing in the market services sector.
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Primary Residential Mortgage, Inc. Structural
FICO scores are the primary credit underwriting input across PRMI's loan products.
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Narendra Modi Operational
High-level talks are scheduled between Narendra Modi and FICO regarding current issues.
History
Events by the month they beganOctober 2026
8 events- UWM Holdings launched a rights offering filing with the SEC, KBW downgraded its stock, and it altered its use of FICO scores and Freddie Mac loan policies.
- FICO Score 10T supports a resilient housing finance system.
- KeyBank is utilizing FICO scores within a specific program.
- FICO excluded mortgage-related revenue from its growth figures.
- FHFA is pushing GSEs toward a multimodel framework, while UWM will use FICO scores and Pulte announced a new pricing matrix for Fannie Mae.
- TransUnion and Equifax extended VantageScore alongside FICO score and launched new credit file access models aligning with FHA requirements.
- FICO provided insights to the magazine Newsweek on October 7, 2026.
- FICO, Corona, and Nvidia were mentioned in a recent report.
September 2026
12 events- AI models challenged established loan pricing methods involving FICO and Upstart Holdings.
- Leaders from Guild and FICO join a board focused on credit modernization.
- AARP released a report on September 22nd that referenced FICO regarding credit scores and discussed how to check benefits through the Social Security Administration.
- FICO scores are being used by credit card issuers to determine eligibility for balance transfer cards.
- FICO, led by CEO Brian Driscoll, operates pecan orchards in Southern Arizona and holds assets in Continental and San Simon.
- Peter Pellegrini's speech was seen as helping Fico's government.
- Affirm improves its modeling capabilities by analyzing consumer credit history.
- Truist's national auto finance affiliate filed disclosures regarding a portfolio sale, utilizing FICO scores for risk tiers under regulatory oversight.
- Mastercard, Deloitte, and FICO are discussing open finance trends, with Jess Turner of Mastercard involved in the conversation.
- Rocket Money and FICO are being discussed in the context of different financial models utilized by various lending institutions.
- Expert warnings discuss AI content volume, quality, and proficiency in business applications, serving as a case study for explainable AI.
- FICO, representing affected industries, submitted a memorandum to the Minister regarding issues in Punjab.
August 2026
9 events- Genpact discusses infrastructure impact with FICO.
- Carrington accepts lower FICO scores for non-QM borrowers, a trend observed by Eric Bernstein.
- FICO was present at a leadership conference in Texas on August 25, 2026.
- FICO, Experian, and Equifax collaborated on credit scoring standards and contributed to credit scoring models.
- FICO and Bank of America are conducting a study on the financial habits of Generation Z.
- Tommy Lee is a senior director at FICO.
- FICO offers governance solutions Gartner warns about.
- Czech National Bank increased its stake in FICO shares.
- MRC rates are now based on the assumption that applicants maintain FICO scores of 620 or higher.
Show 2 earlier months
July 2026
15 events- FICO shared survey results with USA TODAY, noting that lenders utilize credit scores from agencies like Equifax.
- FHFA accepted alternative credit scoring models, including FICO Score 10T, while the Trump administration directed CFPB to cut mortgage cost drivers.
- GSEs are allowing credit score shopping between FICO and VantageScore, driven by political pressure to take on more risk.
- JPMorgan Chase, Mayer Brown, Candid, and FICO are discussing financial industry regulation and trends in the context of market services.
- Weber reports on higher mortgage score unit prices and market conditions discussed in Lansing.
- FICO monitors consumer spending and delinquency rates.
- Geode Capital Management and Morgan Stanley raised their holdings in FICO shares on July 24, 2026.
- Bank of America and JPMorgan Chase are monitoring consumer resilience and credit performance using FICO scores.
- FICO raised concerns during a meeting chaired by Himanshu Jain on July 21, 2026.
- Minnesota state loan program requires FICO score, leading to criticism from Keith Ellison and involvement in a multi-state lawsuit.
- Gallus provided a granular statistics dashboard involving FICO on July 10, 2026.
- FICO, a company, is based in Bozeman, Montana.
- A bank reopened in Philadelphia after 50 years of closure, coinciding with discussions on credit score modernization in the region.
- Civil subpoena issued regarding suspected anticompetitive practices against FICO in Florida.
- FICO is under investigation regarding potential anticompetitive practices related to credit scores, and the organization has been designated as a terrorist group under state law.
June 2026
16 events- Equifax, TransUnion, Experian, and FICO are major credit bureaus, and a professional connection between FICO and Equifax is noted.
- Lenders utilize FICO scores to determine eligibility for loans.
- FICO's initiative to include Buy Now Pay Later (BNPL) loans in its credit score calculation is being analyzed by LendingTree.
- FHFA allowed alternative credit scores for Fannie Mae and Freddie Mac, while Bill Pulte criticized FICO's recent price increases.
- An industry body based in FICO lobbies regarding economic issues, noting that Ludhiana is part of the affected state economy.
- FICO information flows through major credit bureaus, and VantageScore 4.0 has been accepted by both Fannie Mae and Freddie Mac.
- FICO announced partnerships while its removal from indices impacted investor sentiment and its return lagged industry average.
- Cramer discusses how FICO benefits from Trump-era tariffs and how the company is vulnerable to AI.
- Analyst ratings were maintained or adjusted for several companies, with AI concerns impacting valuations.
- Bank of America decreased price objective on FICO stock.
- A conference involving Kendra Scott and FICO was held in Las Vegas on June 15th.
- Fico spoke in Bratislava about India's economic model, noting its rapid growth and digital transformation offers lessons for the struggling EU.
- An industry delegation voiced concerns to Minister Hardeep Singh Puri regarding gas pipeline connectivity issues in Ludhiana.
- FICO is reported to benefit from the trend of onshoring and tariffs associated with the Trump administration.
- FICO was reported on Investopedia on June 24, 2025, and Julie May was noted as a Vice President at the company.
- FICO integrated its Score Simulator with the MeridianLink platform to enable better loan options for consumers.