- Marketing practices within the industry are noted to be relying on incomplete or misleading information.
- Investors are reportedly buying life insurance policies for a fraction of their face value.
Study Projects Long-Term Expansion of US Life Settlement Market
What happened
A study by investment management consultancy Conning projects the U.S. life settlement market will expand through 2035. The research identifies investor demand for low-correlated assets and growing long-term care needs as key drivers. Scott Hawkins, who authored the study, noted that while long-term forces are favorable, the growth path is becoming complex.
From artemis.bm
Why it matters
The market expansion is supported by an aging U.S. population and escalating long-term care costs, which may encourage policyholders to view life settlements as an alternative to policy lapse. Furthermore, higher insurer portfolio yields could facilitate enhanced universal life crediting rates and premium optimization strategies.
Investors are reportedly buying life insurance policies for a fraction of their face value, and industry marketing practices are noted to rely on incomplete or misleading information.
From artemis.bm
Who's involved
- Scott HawkinsAuthored the study on the U.S. life settlement market.
- ArtemisUK-based investment management firm.
Who could feel it
Possible knock-on effectsThese are possibilities Brind reasoned out, not predictions, and not advice. Most are not stated in any report.
- ArtemisSpeculative
The study validates the long-term growth and attractiveness of the life settlement market, which could increase demand for Artemis's content.