Fisher Investments Discusses Dividend Strategies for 401k and IRA Holders

Fisher Investments published a report offering guidance for investors managing 401k and IRA accounts regarding investment decisions. The analysis compared PepsiCo and Realty Income, detailing how their dividend structures function within different tax wrappers. The report noted that PepsiCo raises its dividend annually, while Realty Income pays monthly dividends but is generally taxed as ordinary income.

The guidance addresses the complexities of retirement fund management, such as when to roll over accounts or what to hold inside them. The report noted that, at the time of the article, PepsiCo was trading down 8.62% and Realty Income was down 10.42% over the preceding month.