Analysis Highlights Older Households' Wealth and AI's Market Influence

Bank of America Institute reported that households aged 55 and over held approximately three-quarters of the nation’s total net worth in the second quarter of 2026, amounting to nearly $140 trillion. This wealth has increased by over 20% in the last two years, largely due to rising equity markets.

The report noted that technology stocks, particularly those related to AI, drove a substantial portion of the S&P 500’s returns. Furthermore, the wealth held by older Americans creates a growing market with considerable capacity to spend on leisure and travel.