Pennsylvania FAIR Act requires insurers to void disaster claim extensions
1 report, 1 independent
Updated Oct 30
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What happened
Madden, Parker, and D. Williams co-sponsored the Fair Assistance Insurance Responsibility (FAIR) Act in Pennsylvania. The bill, House Bill 2876, would require insurers to inform policyholders about the Pennsylvania Insurance Department’s consumer complaint process within 10 business days of receiving a disaster-related homeowners’ claim. Crucially, the act would void any investigation extension on those claims outright.
Why it matters
The legislation targets claims-handling timelines for homeowners’ insurers following federally declared disasters. Under the current system, insurers typically receive extra time to investigate claims when catastrophe volumes spike, a flexibility the FAIR Act would remove.