Jewelers Mutual Group Study Highlights Gap in Engagement Ring Insurance

Jewelers Mutual Group released findings from its 2026 Engagement Ring Study. The study indicated that while most wearers keep their rings on during activities like cooking, sleeping, and hiking, less than half of respondents insure the ring at the time of purchase. Furthermore, nearly half of proposers keep the ring unsecured for more than a month before proposing.

The findings reveal a protection gap between the ownership of engagement rings and the insurance coverage provided. This trend suggests that consumer protection habits have not kept pace with shifting ring-wearing norms.