Regulator publishes forecasts on financial health of social housing sector in England

The Regulator of Social Housing published forecasts indicating that social housing landlords in England plan to make record investments in both repairs and new homes. The forecasts suggest a financial stabilization within the sector, with interest cover over the first five years of plans remaining comparable to previous forecasts. To execute these plans, providers anticipate needing to borrow £54.7bn over the first five years, alongside £16.3bn in additional grant funding.

The forecasts outline how the sector is managing financial pressures, noting that the largest providers (those with over 40,000 homes) generally maintain a tighter financial position. The plans were prepared in early 2026 and do not fully account for recent global events or changes in inflation and interest rates.