Wes Moss's book traces 4% retirement rule to William Bengen's 1994 research
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What happened
Wes Moss's book, The Retire Sooner Method, traces the 4% retirement rule to research conducted by William Bengen in 1994. Bengen's study found that retirees who withdrew 4% of their starting portfolio in year one, increasing that amount for inflation annually,
From 247wallst.com
Why it matters
The 4% rule remains a key financial guideline, despite the existence of high-yield ETFs that offered trailing distribution yields between 6.3% and 11.8% on October 20, 2026. Researchers caution that confusing ETF payouts with the 4% rule can lead to a portfolio running out of money over 30 years.
From 247wallst.com
Who's involved
- Wes MossAuthor of The Retire Sooner Method, tracing the 4% rule to William Bengen's research.
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The entities involved
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Wes Moss
American financial advisor
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