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Yale study links rising US healthcare spending to premium increases

1 report, 1 independent Updated Sep 18
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What happened

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A study coauthored by Zack Cooper, analyzing state-level data from 2011 to 2024, found that growth in US health care spending is driving increases in health insurance premiums. The research determined that rising spending accounted for 91% of the growth in premiums during that period. Since 2011, the average private health insurance premium in the United States has increased by 78%, rising from $4,008 to $7,151.

From yale.edu

Why it matters

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The findings suggest that measures aimed at slowing premium increases should concentrate on controlling the growth of health care spending. The study indicates that rising premiums are contributing to wage reductions, job losses, and rising inequality in the United States.

From yale.edu

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