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  1. FICO announced on August 13, 2025, that it will include Buy Now Pay Later (BNPL) loans in its credit score calculation.
  2. FICO's initiative to include Buy Now Pay Later (BNPL) loans in its credit score calculation is being analyzed by LendingTree.

FICO plans to include Buy Now Pay Later (BNPL) data in credit scores, with LendingTree data being used to track usage.

1 report, 0 independent Updated Jun 25
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FICO plans to include Buy Now Pay Later (BNPL) data in credit scores, with LendingTree data being used to track usage.

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